Hello

I’m a small business owner from Sacramento, California and had independent insurance agent experience with over 20 plus years combined government work experience in the areas of administration, supervisory, and consulting contracts analysis. I also earned my master’s degree and bachelor’s degree in Business Management.

Originally, I’m from the Philippines and emigrated to the US when I was 14 years old. I learned English on my own and read a lot about self-help books from self-improvements to self-developments. I believe that we are all born with great potentials, and it is our responsibility to discover this about ourselves. Once we do recognize this in ourselves, we should then share this discovery and serve others in return.

To me, this blog site is my way of making an impact on anyone and/or everyone who may find my blogs useful, especially in the subject of personal finance. I believe it’s tragic to see so many people with talents and abilities come and gone without having to share their lifelong experiences and wisdom to the world whether by choice or not. I believe we all have something to share and contribute to this world because it’s a gift. So, let’s share that gift!

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Happy Reading!

Pete​​